Market crashes, critical illness, disability, even the worst-case scenario — none of it touches your child's fund. Answer 3 quick questions to see if this strategy fits your child's timeline.
The guaranteed plan matures over 20 years. For a child who's already 5 or older, the maturity date would land after they've finished college — so the money wouldn't arrive when you need it most.
That doesn't mean there isn't a right strategy for your family. Every situation is different, and there are options designed for exactly where you are.
A pre-existing condition can affect eligibility for certain plans — but it rarely means there's nothing available. The right path just depends on your specific situation, and that's worth getting right.
The free Insurance Clarity Test is built to find the best fit regardless of health history. It's the smartest next step.
Here's what their education will actually cost — and the four risks standing between today and enrollment day.
Pick the path you have in mind. You can always explore the others on your planning call.